Dr. Ward grew up in a home where attending church and learning about the spiritual world was mandatory.  She participated in various programs in the church such as the women’s group, teaching Sunday school, conducting Bible Studies, and leading the Prayer teams. She volunteered to be the chairman of various committees in her neighborhood. Upon completing High School, she attended college and obtained her Doctrine Degree in Teaching and Counseling.

In 1996, the Lord appeared to Dr. Ward in a vision about setting His people financially free of debts.  Therefore, following God’s divine instructions, she established a program called, “Second Chance Financial Freedom Forever.”  This is an entrepreneurship program designed to establish businesses to help families financially.   God also laid upon her heart to write several books to help people better understand God’s wisdom and purpose for living on earth.  Her books are found in her bookstore and online at Amazon.com.